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Do you need baggage/luggage
insurance? Maybe.
Also maybe you already have some:
— If you are a homeowner with homeowner's
insurance, your policy may
already cover some losses abroad.
Read the policy and/or ask your insurance
agent.
— The collision
insurance on your rental
car may include some coverage
for theft of or damage to items in
the car.
— Airlines and other public transport
companies usually have a certain (limited)
liability for lost or damaged
luggage.
—Trip
cancellation insurance often
covers lost or damaged luggage.
— You may not care if all that old,
used stuff disappears. Hurrah!
You get to go out and buy all new
stuff!
But if you're carrying some expensive
items—cameras, CD/DVD
players, PDAs, laptop computers, binoculars,
medicines, etc.—insurance
may be worth the price, especially
if you're careless or forgetful of
such items as cameras or expensive
eyeglasses or jewelry (which,
really, it's better to leave at home.)
If you're traveling on business, items
such as business computers and other
work-related devices are probably
not covered by your homeowner's
insurance.
If, like most people, you've already
got some coverage and you're willing
to self-insure the rest, then just
remember to pick up all your stuff
after passing through airport security
(they end up with a treasure trove
every evening).
But if you like the peace
of mind that
comes with knowing you're covered, contact
my friends at InsureMyTrip.com for
no-obligation price quotes on
policies, or check out Travel
Guard International, with
travel insurance coverage starting at $30.
 Travel
Guard is the leading
travel insurance company, covering
more than 6 million travelers worldwide
each year, with plans for vacation and trip
cancellation, travel interruptions
and delays, emergency medical and
health expenses, lost baggage and
more.
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